Mary Myzia, Broker

Broker / CDPE

7 Ways to Get Rid of Financial Stress, Stay Happy & Healthy During
Tough Economic Times

 

By Diane Lang


Finances are a major cause of stress and worry,
which can lead to an unbalanced and unhappy life. Here are 7 ways to get rid of
financial stress to ensure that you are starting 2013 off
right:

1. Money doesn't equal happiness - if we keep the
mindset that we will only be happy when we have more money, then we are waiting
for the impossible. Money only makes us a little happier. In the scheme of
things, once we make enough money to have our basic needs met we are fine. So,
thinking more money will bring happiness is a myth.
2. Can't control
-
if we stay focused on our lack of money or debt, we will stay
stressed out. Work on what you can control which might be getting another
part-time job, saving money, budgeting, cutting coupons, etc. Work on what you
can control to move forward or you will get stuck in the can't mode and that
will make you frustrated, angry and stressed out.
3. Take care of you
- When you are stressed you need to make sure you take care of
yourself. When we are stressed out about finances - or anything for that matter
- we tend to forget about our health and then we get sick, fatigued and
exhausted. This causes more stress. So make sure to eat right, drink plenty of
water, exercise, etc.
4. Ask for help - if your finances are
bad and it's a situation that is out of your reach, then go to a financial
planner/advisor. Ask for help.
5. Live in the moment -
financial stress can come from our worries about tomorrow. How will I pay off
this student loan, will I get the raise, will I get the job, etc. We don't have
control over tomorrow so to worry about is a waste of time. Focus on what you
have today.
6. Add some fun - preoccupy yourself, take a
stress break - have fun with your kids, go for a walk, have lunch with a friend,
do something that will make you feel better.
7. Take action
-
it's great to set goals, but without an action plan, they will just
remain goals. So, set up on paper (so it's visual and concrete) your goals and
action plan to get there. The goals don't have to be huge, they can start small.
For example: Starting a budget, making lunch and coffee at home to save money,
cutting coupons, etc.
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